Lending Programs
Home / Lending Programs
what we offer ?
Loan Programs for Every Investment Strategy
Whether you’re looking to invest in a fixer-upper, a cash-flowing rental, or new construction, Stillwater Financial Partners has the ideal loan solution to support your real estate investment strategy
Fix and Flip
Rehab loan for non-owner occupied investment property
- 100% of rehab budget
- up to 93% LTC
- $50k minimum loan amount
- No prior experience required
- Can close in as little as 2 days
- Quick draw process
DSCR Rental
Purchase, rate-term or cash-out refinance on a single rental property
- 30-year fixed, arm options available
- Interest-only options up to 10 years available
- Up to 85% LTV
- $75K minimum loan amount
- No prior experience required
Rental Portfolios
Blanket loan for purchase, rate-term or cash-out refinance of a portfolio of rental properties
- 30 year fixed, arm options available
- $75k minimum loan amount
- Up to 80% LTV
Ground Up Construction
Investors looking to build from the ground up
- Up to 75% of the land value or purchase price, whichever is lower
- 100% of the construction
- 70% maximum loan to ARV
- $50k minimum loan amount
- 12 month term
- 12 month termNo Experience Needed
Bridge
Short term financing on investment property. Bridge to sell or rent after rehab
- Up to 85% LTC of purchase price
- $75k minimum loan amount
- Up to 24-month term
- Interest only option
- Purchase or cash out refinance
50% LTV Loan
No minimum credit score loan
- 50% maximum LTV
- 30 year fixed term
- Purchase or cash out refinance
- Derogatory credit is ok
how it works
let us assist you in obtaining your property
01
Consultation
We start by understanding your needs to recommend the best loan option
02
Approval
We prioritize efficiency in our approval process, working to secure the ideal financing solution for your property vision.
03
Closing & Ongoing Support
Our support does not end with approval. We ensure a smooth transition to property ownership, remaining available for any future needs.
frequently asked questions
our most question we had so far
We provide a variety of mortgage solutions for real estate investors, including fix-and-flip loans, ground-up construction financing, and long-term rental property loans
Our advisors will work with you to understand your investment goals and guide you toward the loan option that aligns best with your needs, whether you're purchasing a property or refinancing” under “How do I know which mortgage option
It takes much less to qualify for private money loans than it does for traditional mortgage loans. We take a look at credit, assets for cash to close and experience if needed
Some loans can close in little as 2 days while other may take several weeks. Our team keeps you informed every step of the way.
