DSCR Rental Property Loans – Simple, Flexible Financing for Rental Investments
Our DSCR Rental property Loans are designed specifically for investors seeking financing based on property cash flow rather than personal income. With options for purchase, rate-term, or cash-out refinance on a single rental property, these loans offer competitive terms and up to 85% LTV, making them ideal for single and short-term rental investments.
Secure Your Project with Us
DSCR (Debt Service Coverage Ratio) loans focus on the property’s cash flow, making it an ideal choice for investors looking to add or refinance properties without stringent income verification requirements. We provide 30 year fixed and ARM options with interest-only periods up to 10 years.
Benefits of DSCR Rental Property Loans
- Flexible Loan Terms
Choose from 30 year fixed or ARM options to match your investment strategy.
- Interest-Only Options
Pay interest only for up to 10 years, freeing up cash flow during the early investment stages.
- No Experience Required
Whether you are a new investor or experienced, our DSCR loans are accessible and straightforward.
- Competitive LTV
Access up to 85% LTV to maximize your investment opportunities.
- Minimum Loan Amount
Starting from $75K, our loans are designed to fit various project sizes and goals.
A Guide to DSCR Short-Term Rental Loans
If you are investing in short-term rental properties, our DSCR short-term rental loans make financing easy and adaptable. With a focus on the rental income generated by the property, this loan option allows you to grow your short-term rental portfolio without the hassle of income verification.
Flexible Financing
Looking for competitive terms, fixed rates, and interest-only options? Our DSCR loans for rental properties offer exactly that, Customized for single rental or short-term rental needs. Start with as little as 85% LTV, and gain flexibility in managing your rental investments.
DSCR Loan Options – Built for Investors, Backed by Experts
- Fixed & Adjustable Rate Options
- Interest-Only Payment Period
- 85% LTV on Rental Properties
- Accessible Minimum Loan Amount
- No Income Verification Needed
how it works
Let Us Assist You in Obtaining Your Property
01
Consultation
We start by understanding your needs to recommend the best loan option
02
Approval
Our team expedites the approval process, ensuring timely decisions tailored to your needs.
03
Closing & Support
We provide continuous support, ensuring a smooth transition from loan approval to property ownership
frequently asked questions
our most question we had so far
We provide a variety of mortgage solutions for real estate investors, including fix-and-flip loans, ground-up construction financing, and long-term rental property loans
Our advisors will work with you to understand your investment goals and guide you toward the loan option that aligns best with your needs, whether you're purchasing a property or refinancing” under “How do I know which mortgage option
It takes much less to qualify for private money loans than it does for traditional mortgage loans. We take a look at credit, assets for cash to close and experience if needed
Some loans can close in little as 2 days while other may take several weeks. Our team keeps you informed every step of the way.